Credit Report 101: Ten Rules for Graduating with Magna Cum Laude Credit
Dana Cunningham-Maciel and Kimberly Shooter
Thu Jan 22, 12:15-01:15pm, 32-141
Enrollment limited: advance sign up required (see contact below)
Signup by: 20-Jan-2009
Limited to 75 participants.
Single session event
Credit Report 101: Ten Rules for Graduating with Magna Cum Laude Credit
Most of us don’t think about credit until a specific event sparks our interest. Maybe we want to buy a car or home. Or perhaps we receive a pre-approved credit card offer. It’s then that questions may come to mind. Without good credit, you may be denied a job, a cell phone plan, an apartment, lower interest rates, etc.
The presentation will cover:
•Basics of Credit Reporting
•What is a Credit Report
•First Credit Cards
•Managing Credit.
Web: http://www.mitfcu.org
Contact: Jodie Brothers, NE48, x3-3579, jbrother@mit.edu
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Financial Reality Check: Tough Times, Tough Choices
Gerry Tautkus and Kimberly Shooter
Mon Jan 26, 12-01:00pm, 32-141
Enrollment limited: advance sign up required (see contact below)
Signup by: 23-Jan-2009
Limited to 75 participants.
Single session event
What – if anything, can the average person do about the current economic crisis facing the U.S.? How should you respond? How will your plans for retirement be affected?
During this session we will cover these topics:
•How does the current financial crisis compare to other financial crises over the past 50 years?
•What is a “mortgage-backed security” and a “collateralized debt obligation” and what role did these securities play in current crisis?
•What happens now?
•The coming Baby Boomer retirement tsunami (and why that matters)
•Understand what you CAN’T control
•Take care of what you CAN control
Web: http://www.mitfcu.org
Contact: Jodie Brothers, NE48, x3-3579, jbrother@mit.edu
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How to Weather a Bear Market
Gerry Tautkus and Kimberly Shooter
Tue Jan 6, 12-01:00pm, 32-155
Enrollment limited: advance sign up required (see contact below)
Signup by: 04-Jan-2009
Limited to 75 participants.
Single session event
Behavorial Finance reminds us that we do not always act rationally, especialy during a bear market. But if you can quickly identify when emotions begin to lead you towards poor decisions, you can avoid making critical mistakes.
Become familiar with these challenges so you know what to do, and just as importantly, what not to do.
Attend a valuable educational seminar and you'll gain a better understanding of:
•The history of bear markets
•The role of Behavioral Finance
•Investment returns vs. investor returns
•Steps to overcome behavioral challenges
•Keys to help you weather a bear market
We’ll also help you prepare your personal “Bear Market Plan.”
Web: http://www.mitfcu.org
Contact: Jodie Brothers, NE48, x3-3579, jbrother@mit.edu
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Long Term Care
Gerry Tautkus and Kimberly Shooter
Tue Jan 13, 12-01:00pm, 32-155
Enrollment limited: advance sign up required (see contact below)
Signup by: 12-Jan-2009
Limited to 75 participants.
Single session event
Recently, more and more of our clients have asked us how to help protect their assets when faced with long term care costs. Here are a few facts they considered:
•60% of Americans who reach age 65 are expected to need long term care services at some point, while 40% of those receiving LTC services now are ages 18 to 64, says OPM (Office of Personnel Management).
•The national average cost of a year in a nursing home is $57,700.
•Most people traditionally have gotten long term care at home, usually from a family member. But today there’s often no one nearby to help out – a result of smaller families and more mobility.
Can you really afford to ignore this potential expense that could have a significant impact on your retirement savings?
Web: http://www.mitfcu.org
Contact: Laura Tramontozzi, NE48, x4-1826, ltramont@mit.edu
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Member Retirement Solutions
Gerry Tautkus and Kimberly Shooter
Tue Jan 20, 12-01:00pm, 32-144
Enrollment limited: advance sign up required (see contact below)
Signup by: 16-Jan-2009
Limited to 75 participants.
Many people underestimate how much money they will need to retire. The average 65 year-old can expect to live 20-30 years in retirement and the effects of taxes, inflation and increasing health care costs have a large impact on financial needs during retirement. Are you prepared?
Come learn about:
•Calculating the cost of retirement
•Identifying sources of retirement income
•Developing a plan to help you reach your retirement goals
•Using strategies for retirement investing
•Protecting your retirement portfolio from market volatility
•Safeguarding assets from unexpected losses
Contact: Laura Tramontozzi, NE48, x4-1826, ltramont@mit.edu
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