For Students

Medical Insurance

See the MIT Student Health Plan web site for more information.

Remember to return the Medical Report forms to the MIT Medical Department six weeks prior to course registration. Questions should be directed to MIT Medical, located in Room E23-177, at 617-253-1777 or The MIT Medical Department is required by Massachusetts law to have students' medical records on file. Failure to provide the forms will result in a penalty of at least $80.00 and may result in a delay in your course registration.

It is especially important that all international students have adequate health insurance. Hospitalization is very expensive in the United States. If you are injured or become seriously ill you will incur major medical expenses, and international students are not eligible for assistance from the US government. Furthermore, Massachusetts law requires all full-time students to have hospital insurance that meets specified minimum standards. Since MIT offers a Student Health Insurance Plan with coverage that exceeds these standards, all regular and special students registered with 27 or more units will be automatically enrolled in and billed for individual membership in the MIT Student Extended Insurance Plan. Students who have comparable health and hospital insurance may be able to waive the MIT insurance if the insurance meets two important requirements: 1) coverage must meet the Massachusetts minimum standards, and 2) the insurance must cover you while you are in the US. Please contact the Student Health Plan Office to obtain more information about the Massachusetts minimum standards.

If you want to waive the mandatory MIT insurance, you need to complete the Waiver Request Form and return it to the Student Health Plan Office. The request should be received by the Student Health Program Office by August 1 for the Fall term and by January 2 for the Spring term. It is important to submit your Waiver Request Form on time. If a Waiver Request Form is submitted late, you will be billed for the time during which you were enrolled in the MIT insurance.

Federal regulations require J-1 visa holders to purchase hospital insurance for their dependents. Therefore, if you are a J-1 student and your dependents will accompany you to the US, it is extremely important that you purchase the MIT student insurance for your family. You must complete an insurance Enrollment Form and submit it to the Student Health Plan Office. The minimum coverage period for each family member is three months. There are strict rules for adding or deleting family members from your family insurance plan. Please contact the Student Health Plan Office to learn more about purchasing family insurance.

Health insurance in the US is a very complex and important issue. For this reason, you are encouraged to contact the Student Health Plan Office with questions and concerns. All requests for information and forms should be addressed to:

MIT Student Health Plan Office
77 Massachusetts Avenue, Room E23-308
Cambridge, MA 02139

Tel: (617) 253-4371
Fax: (617) 253-6558
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