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Find out what's new for
2007-2008 in the MIT
Affiliate Extended
Insurance Plan.
The MIT Affiliate Extended Insurance Plan is a PPO that
offers inpatient hospitalization and outside medical care
for illness and accidental injury. If you'd like to purchase
the MIT Affiliate Medical Plan but not the Extended Insurance
Plan, you must complete the Affiliate Medical Plan Enrollment
Form indicating that you have adequate hospital insurance
from another provider.
The MIT Affiliate Extended Insurance Plan provides extensive
coverage in partnership with Blue Cross Blue Shield of Massachusetts
(BCBSMA). If you use one of BCBSMA's in-network preferred
providers, the plan will cover most of the cost of your care.
If you use an out-of-network provider, you'll pay a larger
portion of the cost (please refer to Benefits-at-a-Glance
or Summary Plan Description for details).
MIT Affiliate Extended Insurance includes:
- Outpatient services outside MIT Medical, excluding
office visits. For more information about referrals
for outpatient medical or surgical services, read our Referral
Request Process FAQ.
- Hospital room and board for medical and psychiatric hospitalizations,
along with use of operating room and equipment, X-rays,
lab tests, drugs, and intensive care services
- Inpatient hospital care by physicians or services outside
MIT Medical
- Prenatal care and in-hospital maternity care, including
room and board, delivery room, special services, and nursery
charges for the well newborn baby
- Emergency care
- Outpatient mental health when referred by MIT Medical's
Mental Health Service
- Surgical procedures, except cosmetic
- An annual routine eye exam at MIT Medical
- Chiropractic care
- Acupuncture for pain management and serious medical conditions
at Massachusetts General Hospital or New England School
of Acupuncture
- Prescription drugs (with co-payments)
- Diagnostic lab tests
- Emergency care outside the United States
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