You can’t make a loan payment if you don’t know how to stay in touch with your loan servicer(s). The table below has contact information for the loan servicers who handle the federal and institutional loan programs used by MIT students.
If you didn’t attend MIT as an undergraduate and you have a federal loan through a bank, contact your MIT loan counselor for help in locating your loan servicer. If you’ve borrowed a federal loan, you may also log on to the National Student Loan Data System (NSLDS). You’ll need a PIN to access this federal student financial aid database. Or you can use the National Student Loan Clearinghouse Loan Locator to identify your primary loan contacts.
Having trouble making your payments on time? See the page on postponing or reducing payments.
|Type of Loan||Loan Servicer|
|Federal Direct PLUS Loan||StudentLoans.gov|
|Federal Direct Stafford Subsidized Loan||StudentLoans.gov|
|Federal Direct Stafford Unsubsidized Loan||StudentLoans.gov|
|Federal Perkins Loan||Campus Partners|
|MIT Technology Loan||Campus Partners|
Loan exit counseling
If you borrowed a Federal Direct Stafford Loan, Federal Perkins Loan or Federal Direct Graduate PLUS Loan, you are required by federal law and MIT policy complete an exit interview online before graduation. If you borrowed an MIT Technology Loan, contact your loan counselor to schedule an exit interview. Required reading: the SFS loan exit counseling guide.
Loan entrance counseling
For Federal Direct Loans visit StudentLoans.gov to complete loan entrance counseling and sign a master promissory note. For Federal Perkins Loans visit iPROMise to complete loan counseling and sign a master promissory note.
Campus Partners handles billing and payment for Federal Perkins Loans and MIT Technology Loans.
StudentLoans.gov handles billing and payment for Federal Direct Loans and Graduate PLUS Loans.
Loan payment calculator
Estimate your loan payments.