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- MIT's Code of Conduct
- Undergraduate loans
- Graduate student loans
- Sloan School student loans
- Federal Direct Stafford Subsidized Loan
- Federal Direct Stafford Unsubsidized Loan
- Federal Perkins Loan
- Federal Direct PLUS Loan
- Chase Student Loan
- Citibank CitiAssist Loan
- Discover Student Loan
- MEFA graduate loan
- MIT Federal Credit Union Custom Loan Program for MIT Sloan School of Management Students
- Sallie Mae "Smart Option" Student Loan
- Wells Fargo Collegiate Loan
- Undergraduate loan chart
- Graduate student loan chart
Repay a loan
Sloan School of Management Loans
Education loans are available to professional students who are attending a degree or certificate program at the Sloan School of Management. U.S. citizens and permanent residents are eligible for all programs. International students may borrow from private sources through alternative loan programs, but not from federal programs.
Student loans based on need
Because these loans are based on financial need, you must file a financial aid application to be considered.
Student loans not based on need
You have to apply for these loans, but there are no financial need guidelines to qualify.
Federal Loans:
Private Education Loans:
Many private lenders also offer student loans with different conditions and interest rates. MIT does not enter into agreements or contracts with any lender (other than the MIT Federal Credit Union for graduate students in an eligible Sloan School of Management Program). We do have a list of recommended private lenders which are compiled with care and without prejudice for the sole benefit of students and their families. The selection of lenders on this list is based upon loan volume and the student customer service experience with these lenders. We determine loan volume by an analysis of the previous year's borrowing trends, and we list the lenders that students have chosen the most frequently (at least 15 loans certified during the previous academic year).
Detailed information for each loan is available on their corresponding pages. Students are not required to borrow from the lenders we list, nor do we deny or impede the borrower's choice of lender or unnecessarily delay certification of your Federal Perkins, Federal Direct Stafford Loan, or Federal Direct PLUS Loan for a borrower who chooses a lender not on the list.
- Chase Student Loan
- Citibank CitiAssist Loan
- Discover Student Loan
- MEFA graduate loan
- MIT Federal Credit Union Custom Loan Program for MIT Sloan School of Management Students (MBA, LGO, Master of Finance, M.S. in Management Studies and Sloan Fellows only)
- Sallie Mae "Smart Option" Student Loan
- Wells Fargo Collegiate Loan
Loan entrance counseling
Online counseling via WebSIS (Kerberos ID and MIT Certificate needed) is required for all first-time borrowers of Federal Direct Loans, Federal Perkins Loans and MIT Technology Loan.
Campus Partners
Campus Partners handles billing and payment for Federal Perkins Loans and MIT Technology Loans.
Direct Loan Servicing Ctr.
The DLSC handles billing and payment for Federal Direct Loans and Graduate PLUS Loans.
Loan payment calculator
Estimate your loan payments.
Loan exit counseling
If you borrowed Federal Direct Stafford Loans and/or Perkins loans, you are required by federal law and MIT policy to make an appointment for an exit interview with your loan counselor before graduation. Click here for contact information. Required reading: the SFS loan exit counseling guide.
These two printable charts can help you compare loans available to undergraduates and their families, and loans available to graduate students.
Undergraduate loans Graduate loans