MIT Student Financial Services Loans

Undergraduate Student Loan Request Form

2014-2015 Undergraduate Loan Request Form

This request form is for Perkins and Stafford loans for US Citizens and Permanent Residents, and for MIT Technology loans for International Students.  See here for information on the specific loan programs.

Note – This page is for undergraduates only.  Graduate student loans are awarded through the graduate financial aid application process.

Step 1 – Apply for financial aid

Please see the instructions for applying for financial aid.  You cannot make a loan request until you have completed the aid application process and received a financial aid award notification from us. 

Step 2 – Determine if you need to borrow

You may or may not have a suggested loan amount listed as part of your financial aid award.  But this does not require you to borrow, and you may be eligible to borrow above that amount.  Review what your expenses will be for the year versus any aid you are receiving and other money available to cover those expenses (we are happy to help with this step if you like).  If a loan is needed to cover remaining expenses, proceed to step 3.

Step 3 – Submit a loan request (below)

If you need more information about your specific loan eligibility before making a request, you can send an e-mail to

Please try to be as specific as possible when making your request about amount(s) and loan program(s) desired.  If you are or will be registered for the entire academic year remember that loans are split between the fall and spring semester (so in the fall you will only receive half of any amount you request).

Step 4 – Additional requirements
We may or may not contact you before awarding the loan depending on what you are requesting.  But once the loan has been awarded, you will receive a notification to check your online financial aid award.  There you can see information about any new requirements which you may need to take care of before the loan proceeds can credit to you.  If you have more questions at this point, please direct them to


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You must have MIT web certificates to send information using this form.

Important Sites

Loan exit counseling
If you borrowed a Federal Direct Stafford Loan, Federal Perkins Loan or Federal Direct Graduate PLUS Loan, you are required by federal law and MIT policy complete an exit interview online before graduation. If you borrowed an MIT Technology Loan, contact your loan counselor to schedule an exit interview. Required reading: the SFS loan exit counseling guide.

Loan entrance counseling
For Federal Direct Loans visit to complete loan entrance counseling and sign a master promissory note. For Federal Perkins Loans visit iPROMise to complete loan counseling and sign a master promissory note.

Campus Partners
Campus Partners handles billing and payment for Federal Perkins Loans and MIT Technology Loans. handles billing and payment for Federal Direct Loans and Graduate PLUS Loans.

Loan payment calculator

Estimate your loan payments.

Compare loans

These two printable charts can help you compare loans available to undergraduates and their families, and loans available to graduate students.

View Undergraduate loans

View Graduate loans