Find out what's new for 2007-2008 in the MIT Student Extended Insurance Plan.

The MIT Student Extended Insurance Plan is a Preferred Provider Organization (PPO) that extends the MIT Student Medical Plan by covering additional inpatient hospital and outpatient services. If you use one of the plan's in-network preferred providers, the plan will cover most of the cost of your care. If you use an out-of-network provider, you'll pay a larger portion of the cost (please refer to the Student Health Plan Overview or the Summary Plan Description for details).

As a regular registered student or special student registered with 27 or more units, you are automatically enrolled in and billed for your membership in the MIT Student Extended Insurance Plan.

The plan is administered in partnership with Blue Cross Blue Shield of Massachusetts (BCBSMA) and includes:

• Outpatient services outside MIT Medical. For more information about referrals for outpatient medical or surgical services, read our Referral Request Process FAQ.
  
• Hospital room and board for medical and psychiatric hospitalizations, along with use of operating room and equipment, X-rays, lab tests, drugs, and intensive care services
  
• Inpatient hospital care by physicians or services outside MIT Medical
  
• Prenatal care and in-hospital maternity care, including room and board, delivery room, special services, and nursery charges for the well newborn baby
  
• Emergency care
  
• Outpatient mental health when referred by MIT Medical's Mental Health Service
  
• Surgical procedures, except cosmetic
  
• An annual routine eye exam at MIT Medical
  
• Chiropractic care
  
• Acupuncture for pain management and serious medical conditions at Massachusetts General Hospital or New England School of Acupuncture
  
• Prescription drugs (with co-payments)
  
• Diagnostic lab tests
  
• Emergency care outside the United States
  

Waiving MIT Student Extended Insurance Plan Coverage
Students who have hospital insurance that meets Massachusetts requirements can ask to waive mandatory enrollment in the MIT Student Extended Insurance Plan. We strongly recommend, however, that you seriously consider this specially designed plan before deciding to forgo its benefits. Our Waiver FAQ will help you understand the advantages of choosing the MIT Student Extended Insurance Plan.

If you decide to waive enrollment in the MIT Student Extended Insurance Plan, please follow the instructions for the online waiver process on our Waiver FAQ page. If you are unable to use the online form, contact us at stuplan@med.mit.edu.

For fall term, waivers must be submitted no later than September 30. For spring term, waivers must be submitted no later than February 28. For summer term, waivers must be submitted no later than June 30. Please note that the Summer term waiving period is only for students registered for the Summer term.