Building
Codes & Green Architecture
Minimizing
Flood and Wind Damages
Flood Damage
While
there is a constant threat of flooding in New
Orleans,
there have been relatively few floods in New Orleans. Between Hurricane
Camille in 1969 and
Hurricane Katrina in 2005, both of caused major damage, there have only
been 3
significant floods within the three and half decades period. Floods from the Mississippi River is also
a risk; however, we believe that with the levee system designed by Team
3 and
adjustments for the Mississippi River system designed by Team 9, the
chance of
a large flood from the Mississippi River is relatively small. Because flooding does not happen on
an annual or even a two year basis, we believe that it is unnecessary
and impractical
to require expensive flood-proof buildings for a largely low-income
city.
Instead, we want to create practical building codes will minimize the
damage
caused by flood and wind.
We have found that the 1.5 feet
Base Flood Elevation requirements mandated
by FEMA are relatively inconsequential for protecting homes on a year
to year
basis. The most recent flood before Hurricane Katrina was on May 8th,
1995 when certain areas of New
Orleans
flooded as much as 19 inches as a result of rain, not a tropical storm
(Marcus,
1995. pA18). While certain buildings may have been protected by the
required
1.5 feet elevation, most of the buildings were not even protected
because over
90% of the houses in New Orleans were built before 1984 (GNOCDC, 2000).
New Orleans
flooded not
as a result of levee overtopping or breaches but because water could
not be
pumped out of the city quickly enough. However, floods result of rain
only
happen on average every 10 years. The two floods before May 8th,
1995 in the 1980s and 1970s were not as severe as the flood in 1995. A
1.5 feet
base flood elevation costs on average over $40,000 per house for
already
existing homes (FOX News, 2006. par 19).
Because of the spaced out occurrence between the recent
floods, we
believe that even for building a new house the cost for raising houses
1.5 feet
or more above ground level and for enforcement of that code outweighs
the
benefits of preventing minor damages in small floods.
Post-Katrina, FEMA has mandated a 3
feet BFE for homes in New
Orleans. Raising a home by three feet
raises the cost of building the home by $48,000 for already existing
homes (FOX
New, 2006. par. 19). By the same argument against 1.5 BFE cost-benefit
arguments, we believe that the three feet BFE is not a practical
solution for
the people of New Orleans
and their homes. Even against larger floods like the ones against
Hurricane
Katrina or Hurricane Camille, which flooded the city by up to, the
three feet
was completely inconsequential in protecting homes against flood. The
Base
Flood Elevation will not benefit the people in the city of New Orleans
enough to justify the
continuation of this law.
Instead of raising the buildings by 1.5 or 3 feet
which fails to minimize
damage or protect houses against floods, we propose a First Floor Plan
establish a way to greatly reduce the damage that can be done to a
family’s
property. The First Floor Plan will limit the amount of furniture and
belongings on the first floor of home. We recommended homeowner to
either turn
the first flood into mainly a garage or if they choose to make the
first floor
into a living room, to use tiles or hardwood floor instead of
carpeting. We
hope that through this plan will minimize a household’s losses caused
by flood.
To enforce this plan, we will enforce a $5,000 cap on the amount that
NFIP will
reimburse the homeowner for his belongings on the first floor. If the
homeowner
chooses to put more than $5,000 dollar value, he/she will still only be
reimbursed $5,000. While this may seem harsh, it will limit the amount
of
losses for each household by discouraging placing expensive items on
the first
floor. This plan does not “raise” the house by 10 feet, but will
minimize the
amount of damage done to the house for up to 10 feet of flooding. Since
homeowner’s do not have to elevate their houses, we believe that this
plan is
economically practical. We also believe that this plan is practical
given the
rarity of floods especially with improvement of levees to withstand up
to
Category 5 storms.
Wind
Damage
Wind
damage from Hurricane Katrina affected most of the homes in New Orleans.
According to
FEMA’s HAZUS Hurricane model analyzed by Louisiana
State University
Hurricane Center,
more than 80% of houses in New
Orleans
reported at least minor damage, which is defined by “maximum of one
broken
window, door or garage door. Moderate roof cover. Marks or dents on
walls
requiring painting or patching for repair” (LSU, 2005. 3). Their study
was
conducted with FEMA’s HAZUS Hurricane model.
{INSERT PICTURE THAT JAYANTHI
SENT FROM THE LSU
HURRICANE CENTER}
We plan to
follow recommendations given by LSU Hurricane
Center:
· Protection
of Building Openings
Windows and
doors are the weak spots in the wall envelope. Requiring debris impact
resistant
windows and doors or debris impact protective coverings (shutters)
prevents most window
and door failures. This helps keep the wind and rain out of the
building, reducing
structural damage, damage to finishes, and damage to contents.
· Improved
Roof Sheathing Attachment
Better
attachment of the plywood or OSB roof sheathing to the roof structure
through appropriate
fasteners and closer fastener spacing helps prevent sections of the
roof deck from being
lifted off by the wind. This reduces progressive failures and wind and
water from
penetrating the building envelope.
· Improved
Roof-Wall Connections
Installation
of metal ‘hurricane clips’ or’ hurricane straps’ provides a continuous
load path from the
roof to the foundation, helping prevent catastrophic roof uplift
failures.
· Secondary
Waterproofing to Roof Joints
Sealing the
joints between the sheets of roof decking provides a second line of
defense against roof
leaks, even if the roof coverings are damaged or destroyed.
(LSU,
2005. 6)
Since
employing these recommendations will reduce the insurance rates, we
feel that these codes do not need to be actively enforced through
inspections.
For households who would to but cannot
afford to build their homes with these recommendations, loans for
remodeling
are available to them through FEMA. We
feel that these recommendations practical for homes in New Orleans and
can
significantly reduce damage to the home itself and all surrounding
homes.
Green Architecture/Technology
& Energy Codes
We
want to promote New Orleans
as a “Green
New Orleans, Garden City”. This plan for a greener New Orleans
sets a precedent for a cleaner lifestyle that includes awareness of the
importance of energy efficiency and green technology. Energy
Star, a joint program between the U.S. Environmental Protection Agency
and the U.S. Department of Energy, promotes the ideal of reducing
energy use and increasing energy efficiency through designating
products that meet its strict energy efficiency guidelines as ones
earning Energy Star approval (Energy Star, 2006).
The Energy Star program will usher in a green
post-Katrina era where lush
garden homes and low rise apartments fill the protected neighborhoods.
We advocate the adoption of this program solely applicable to
appliances as a requirement for all homeowners in Louisiana.
The Energy Star program is a cut above the Leadership in
Energy and Environmental Design (LEED) Green Building Rating System,
which currently serves as the “nationally accepted benchmark for the
design, construction, and operation of high performance green
buildings.” The two systems can coexist because unlike the Energy Star
program, the U.S. Green Building Council (USGBC) does not certify
products and services of individual companies. The Energy Star program
and LEED complement each other as LEED “provides a road map for
measuring and documenting success for every building type and phase of
a building life cycle.” The portion of the Energy Star program we want
to enforce solely applies to products and services not certified by the
USGBC with examples including geothermal/geoexchange heat pumps and
commercial &
industrial transformers.
We
would also like to encourage,
not enforce, the construction of roof gardens. Best implemented
in low
density apartments, these gardens would control the rate of storm
runoff, reduce the heat load on these buildings, and also reduce
monthly utility costs.
House
Bill No. 498 by Representative Barrow creates green building standards
up to the LEED silver
standard for public buildings. (Barrow, 2006) While this piece of legislation steps towards a
more energy efficient New
Orleans, we envision the complementary incorporation of Energy Star
standards for appliances.
Also, we would like to see the implementation of the LEED silver standard to the private housing
market. The Louisiana Department of Natural Resources offers software that
individuals can use to determine the number of credits their home qualifies for and
therefore which certification level their home meets under the LEED standard.
Under the HELP
program, “homeowners can get reduced interest home improvement loans to
make energy-related improvements to their existing homes. DNR will
finance half of the improvements at two percent interest, up to a
maximum of $6,000 on the DNR portion.” For the person who takes out the
loan, the borrower can obtain a “Home Energy Rating by an Energy Rated
Homes of Louisiana Home Energy Rater.”
With all
this legislative infrastructure concerning green technology and energy
codes, we believe New Orleans
is well-positioned to transform into an environmentally friendly city.
Subsidized Housing
Government Subsidized Housing
In
1996, New Orleans
had about 13,694 units of public housing. This number slowly dwindled
to
approximately 7,000 due to the efforts of the Department of Housing and
Urban
Development (HUD) to create mixed income housing. But many of
these
public housing units were destroyed during Hurricane Katrina, leaving
over
200,000 people without homes. HUD has planned to reopen about 2000 of
these
housing units, demolishing the rest in the name of creating a mixed
income
environment. (Quigley, 2006)
A
new, post-Katrina plan for government subsidized housing in New Orleans
includes single family homes and
low-rises. The government subsidized homes that already exist in the
areas that
are approved to be rebuilt will be rebuilt by the government to become
beautiful low rises that follows the guidelines for the green
technology, which
we have stated in the previous section, and follows the revised
building codes
proposed by the City of New
Orleans.
These low-rises will not only be economical, but also environmentally
friendly and provide
better protection from floods and wind damages. People can initially
rent the
low rise apartments from the government; however, they will have the
opportunity to purchase these apartments from the government if and
when they
choose to do so. We believe this will provide the people living in
these low
rises not only a sense of pride in their homes but also a motivation
for them
to work to own their homes one day.
Also people who used to own
homes, but cannot afford to do so anymore, or cannot afford to rebuild
it and
maintain it anymore, or just choose not to live their anymore have the
option
of selling their property to the government. The government will then
buy the
land from these homeowners and will rebuild single-family homes, if the
land
that the home is in is allowed to repopulate. These homes, are
architecturally
beautiful, follow the guidelines for green technology, and the
revised
building codes proposed by the City of New Orleans. After the government
rebuilds the single
family homes, the homeowners can buy it back; and if they cannot afford
to do
so, they can rent it from the government, and if they choose not live
there
anymore, the government will have to the right to subsidize it to other
people.
However, no matter who chooses to live in the government subsidized
single
family homes, they will have the opportunity to buy it back from the
government
at any time they choose to do so. The main purpose of this, like stated
above,
is not only to encourage pride in people's homes, but also provide a
motivation
for them live independently and receive less government help.
These government subsidized
housings will be built following somewhat the plans that the government
already has with mixed income housing to encourage social mobility and
an integrated society are three basic goals that we want to follow
through with this new government subsidized housing plans:
- provide
housing at a lower
cost for people who cannot afford private homes or apartments
- provide
the motivation for
the people to live independently by providing them with the opportunity
of buying
their government subsidized homes from the government, whether it be
single-family or low-rise apartments
- be
the first step towards
environmentally friendly housing programs not only in
New Orleans, but
internationally and also follow the revised building codes
of the city of New Orleans to
provide better protection in case of a natural disaster.
Enforcement
Enforcement of Revised Building
Codes & Green Technology
After
through research and careful considerations of our options, we
recommend that the building codes set down by the city of New Orleans,
our revision which include better flood and wind protection and the
integration of green
technology be strictly enforced throughout the city of New Orleans.
We understand the initial cost will be a significantly high amount; but
we want the best possible solution for New Orleans
not a compromised one. New Orleans, will not only be protected by the
stronger, category five levees but also our enforcement of the revised
building codes will greatly minimize the damages that could be caused
by natural disasters. Although the catastrophic effects of
Hurricane Katrina
will be felt for years to come, the fact remains that we have been
given an opportunity to make New Orleans the leader in what will become
a new era of green technology to protect our environment. These are the
reasons why we believe that enforcement of the revised building codes
and the green technology program is necessary in New Orleans.
To enforce these new
standards, we propose to create a coastal inspection agency, as a part
of FEMA, which annually evaluates, keeps a thorough record of and
enforces the revised building codes in New Orleans. These inspections
will he held by well-trained individuals, screened by FEMA and will be
ideally completely impartial. This is how we plan to enforce our ideas
on rebuilding New Orleans.
Other incentives, such as lower taxes and reduced insurance premiums
based on the revised building codes and green technology will strongly
encourage homeowners to follow through on the programs.
Insurance
Insurance Policy & Louisiana
Department of Insurance
After a comprehensive review of
the insurance policies, we plan on maintaining them and also planning
on making the National Flood Insurance Program mandatory for the
residents of New Orleans.
We realize there are people who cannot afford the National Flood
Insurance Program, but we are providing government subsidized housing
units. We understand cost might be a concern, but rates can decrease
dramatically when communities become involved in the National Flood
Insurance Program's Community Rating System and implement green
technology and energy efficient building codes. In order to
alleviate the confusion
policy seekers and policyholders express towards the insurance industry
and its policies, we want to increase transparency through the
availability of insurance information through the Louisiana Department
of Insurance. Employees will be trained and/or hired to provide advice
as to which insurance provider residents should approach for general
home owner's insurance policies. Agents of the Louisiana Department of
Insurance will conduct unbiased insurance research and produce industry
reports comparing rates and policies of insurance providers. With the
compilation of this research, agents will word
informational booklets that would be made easily accessible through the
Internet and book resources. We envision an expansion of all kinds of
agent-homeowner services including online resources, telephone
hotlines, and in-person consultations.
Through these information sessions, the
agents of the Louisiana Department of Insurance act as clarifier's of the ambiguous insurance
policies and also make
recommendations for homeowners on a case by case basis. The
clarification of these
policies involves explanations of the relative benefits of certain insurance policies provided by
specific insurance providers. These consultants will act as a basic, go-to resource
for people who cannot afford private wealth managers.